The euro exchange rate surpassed the 1.15 US dollar mark on Thursday, June 12, 2025, reaching its highest level in seven weeks. Current rates show that the exchange rate was approximately 1 Euro = 1.1579 US dollars. The day before, on June 11, the rate was at 1.1504 USD per Euro.
Background and Development
Exchange Rate Evolution Throughout the Year
- Peak in April: The peak of the year was reached on April 21 with a value of up to 1.1573 USD per Euro.
- Lowest Point in January: The lowest value of the year was recorded on January 13 at about 1.0178 USD per Euro.
- Average Rate: In 2025, the average EUR/USD rate is around 1.0874 to 1.0859.
Current Dynamics
Since the beginning of June, the euro has shown an upward movement against the US dollar and has now surpassed the level from April again – a sign of a short-term strengthening of the European currency.
Implications for Investors and Savers
Direct Effects
- International Investments: A stronger euro means lower returns for European investors from dollar-denominated assets, unless hedging is in place.
- Imports and Exports: The competitiveness of German export goods decreases slightly, while imports from the USA become cheaper.
- Purchasing Power When Traveling: Private consumers benefit from increased purchasing power when shopping in the USA.
Long-term Perspective
The current level of the euro is high compared to previous months but remains below historical highs. The volatility of the exchange rate can provide opportunities in the short term.
Summary
The rise of the euro above 1.15 US dollars marks an important psychological milestone and reflects a short-term strength. For investors and savers, this presents both opportunities and risks.