The presented ETF Global Portfolio recorded an impressive total performance of 756.7% between January 2009 and the end of June 2025, which corresponds to an annualized return of approximately 13.9% per year. This significantly outperforms well-known stock indices.
Why is this relevant for private investors and retail investors?
- Diversification: The portfolio combines various ETFs from different regions and asset classes, which spreads the risk and reduces volatility.
- Continuity: Compared to individual investments in Bitcoin, single stocks, or commodities like gold, this broadly diversified ETF portfolio shows a more stable development.
- Cost: The ETFs in the portfolio have low total expense ratios (TER), e.g., the Xtrackers MSCI Europe UCITS ETF with only about 0.12%, which improves returns over the long term.
- Sustainability: Some included ETFs focus on ESG criteria (environment, social, and governance), such as the UBS MSCI Pacific Socially Responsible UCITS ETF.
Implementation Recommendations
The portfolio relies on a combination of various ETFs:
- European companies (e.g., Xtrackers MSCI Europe)
- Asia-Pacific markets with ESG focus (e.g., UBS MSCI Pacific Socially Responsible)
This mix ensures broad regional diversification as well as coverage of different industries while maintaining low costs.
Overall, this example impressively shows that a well-diversified global portfolio of low-cost ETFs can not only beat the market but also represents an attractive opportunity for wealth building for private investors.