The Dominance of Pension Savings
The Spring Survey 2025 of Private Home Savings Banks confirms that pension savings remains the most important savings motivation in Germany. This topic is gaining importance again and continues to be the central drive for the savings goals of private investors. Despite a slight resurgence of real estate and consumption motives, pension savings clearly dominates savers’ behavior.
Long-term Financial Security
The survey results indicate that many people in Germany prioritize saving money in order to be financially secure in old age. Thus, long-term financial security is prioritized over short-term consumption desires or investments in real estate.
Current Economic Uncertainties
These developments reflect how important solid retirement planning is for Germans – a trend that is increasingly evident in light of current economic uncertainties and changes in the financial market.
In summary:
- Pension savings remain the dominant savings motivation.
- The interest in this topic continues to grow.
- Real estate and consumption savings are gaining some relevance again.
- Pension savings remain central for private investors.
This knowledge comes from current surveys of private home savings banks for the spring period in 2025.