Attractive Bonds with Up to 9.03% Yield: An Alternative for Investors

The presentation of bonds with yields of up to 9.03% represents an attractive alternative for private investors compared to classic savings forms such as overnight deposits or real estate investments. These bonds offer significantly higher returns than the current interest rates on overnight deposit accounts in Germany, which are mostly below 2%.

Why are such bonds interesting?

• Higher yield: While overnight deposits currently yield low interest (under 2%), certain bonds – particularly from emerging markets or corporate bonds – can yield up to over 9%.
• Passive income: The regular coupon payments from bonds provide a predictable source of income without active management.
• Diversification: Compared to real estate, bonds are liquid and enable a broader distribution of capital.
• Alternative to the real estate market: Real estate investments are often capital-intensive and less flexible; bonds can serve as a smaller, more tradable form of investment.

For example, Turkish government bonds with coupons ranging from approximately 4.25% to even over 9% are offered. Platforms like CONDA Capital also provide investments with annual interest payments around 6.5%, sometimes combined with vouchers worth up to 9%.

However, risks should be considered:

• Higher yields are usually accompanied by higher risks (e.g., credit risk with emerging market bonds).
• Inflation developments can diminish real returns; current inflation is around +2%, while German government bond yields are significantly lower.

For savers and small investors looking for new sources of income, targeted investment in these higher-interest bonds can thus be a sensible addition to their portfolio – especially if they want to generate passive income and are willing to take on moderate risk.

This type of high-yield bonds is therefore better than overnight deposits for investors focused on passive income and a certain willingness to take risks.