The news about bonds with attractive yields of up to 9.03% offers private investors and savers an interesting alternative to traditional savings forms such as overnight money accounts or real estate investments during times of persistently low interest rates.
Attractiveness of Bonds
Yield Compared to Overnight Money
Current overnight money accounts often offer very low interest rates that hardly contribute to the appreciation of capital. Bonds with higher yields represent a lucrative opportunity to effectively increase capital.
Flexibility Compared to Real Estate
While real estate represents a classic investment option, it is associated with significant capital commitment and often low flexibility. In contrast, bonds can be traded relatively easily, providing a flexible investment solution.
Risk Management
Bonds allow for targeted risk management through diversification. Particularly corporate bonds with predictable risks can enrich a portfolio by increasing overall returns and distributing individual risk.
Examples of Attractive Bonds
A look at bonds, such as those from Deutsche Rohstoff AG, shows the potential of this investment form. The company, which is engaged in oil and gas exploration, boasts a solid equity ratio.
Comparison with Government Bonds
Government bonds, such as German federal bonds, currently offer lower yields than corporate bonds. The yield for German government bonds is about 1.8% for short-term bonds, while 10-year bonds offer around 2.69%.
Conclusion
Bonds with higher yields provide an attractive alternative to classic investments like overnight money and real estate, especially in periods of low interest rates. They impress with flexibility and the possibility of effective risk management through diversification. However, potential investors should always carefully examine the specific risks and manage their investments accordingly.