The stablecoin market is currently booming, primarily due to the rapidly increasing adoption and integration into digital payment systems. Companies are benefiting significantly from this development, as stablecoins are gaining importance as a new payment method.
Growth Forecasts and Market Development
According to JPMorgan, the stablecoin market is expected to grow to 500 billion US dollars by 2028. While this projection is more cautious than some optimistic estimates (1 to 2 trillion US dollars), it still indicates substantial growth potential.
The demand for stablecoins is currently driven mainly by the crypto sector, although payment acceptance is also growing, albeit more slowly. Payments currently account for about 6% of the stablecoin demand.
The monthly transaction volume with stablecoins now exceeds 800 billion US dollars, highlighting the strong use in blockchain infrastructure and the DeFi sector. Businesses are utilizing this technology for quick reallocations and hedges against price fluctuations.
Regulatory Advances
The enactment of the GENIUS Act in the USA in June 2025 marks an important regulatory milestone that strengthens confidence in dollar-pegged stablecoins and promotes their role as instruments of monetary control. This led to a significant increase in the market capitalization of stablecoins to around 251.7 billion US dollars, as well as price gains for issuers like Circle (USDC).
Opportunities for Investors and Businesses
For investors, the stable value performance of stablecoins means they are becoming an attractive tool for digital payments and financial transactions. Regulatory clarity provided by laws like the GENIUS Act builds trust and promotes wider acceptance.
Companies in the digital payment processing sector can increase their efficiency and explore new business areas by integrating stablecoin technologies.
Overall, there is a significant market development with growing relevance of stablecoins for both companies and investors, particularly driven by the combination of technological innovation and regulatory progress.